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Is Visiting An Urgent Care Covered By Insurance?

Is Visiting An Urgent Care Covered By Insurance?

Urgent care offers a convenient and cost-effective alternative to emergency rooms for non-life-threatening medical issues. They provide shorter wait times and extended hours, making healthcare accessible during the evenings and weekends. At Elite Urgent Care, Dr. Nasser Nasseri, MD, and our team handle a wide range of services, from injury treatment and illness management to preventative care and vaccinations, ensuring comprehensive care promptly. For more information, contact us or schedule an appointment online. We are conveniently located at 6100 Dobbin Rd, Suite A, Columbia, MD 21045.

Is Visiting An Urgent Care Covered By Insurance? | Elite Urgent Care
Is Visiting An Urgent Care Covered By Insurance? | Elite Urgent Care

Table of Contents:

What is an urgent care clinic, and when should you visit one?
How much does visiting an urgent care without insurance cost?
What services are offered at urgent care for insured patients?
What insurance is accepted at Elite Urgent Care?

What is an urgent care clinic, and when should you visit one?


Urgent care centers are staffed with medical professionals who address a variety of non-emergent medical concerns. These clinics are designed to fill the gap between your primary care physician and the emergency room, offering quick access to care without the long waits and higher costs associated with emergency departments.

You should visit an urgent care center for non-life-threatening medical problems, such as minor illnesses, minor injuries such as sprains and cuts, mild to moderate asthma attacks, non-life-threatening allergic reactions, sexually transmitted infections, and other concerns.

If you are experiencing non-emergency symptoms or have a question for the doctor and can’t wait for your next visit with your primary care physician, seeing an urgent care provider is a prompt and affordable way to receive medical attention without an appointment.

How much does visiting an urgent care without insurance cost?


If you don’t have insurance, the cost of an urgent care visit usually ranges between $100 and $250 for a basic visit. This cost covers the evaluation and treatment of common concerns like colds, flu, or a minor infection. If additional services are required, such as X-rays, lab tests, stitches, or splints, this can raise the cost significantly. For example, X-rays can add $50 to $350 to the total, while stitches often cost $150 to $300.

The exact cost of your urgent care visit varies depending on the clinic you choose and the specific services rendered. At Elite Urgent Care, we strive to provide our patients with accessible and transparent pricing. Whether you have insurance or not, you can call ahead to inquire about the cost of your visit, so you know exactly what to expect.

What services are offered at urgent care for insured patients?


Urgent care centers provide a wide range of medical services for insured patients, providing a convenient and cost-effective alternative to emergency rooms for non-life-threatening conditions. Some of the services that we provide at Elite Urgent Care include:

Diagnostic services – Our clinic is equipped to perform various lab tests, including blood tests, urinalysis, pregnancy tests, and STD screenings. We also offer on-site X-rays and EKGs.
Minor illness and injury treatment – We treat a variety of minor illnesses, such as colds, flu, bronchitis, sinus infections, ear infections, and strep throat. Additionally, our team is skilled in treating minor injuries, including cuts, burns, simple fractures, sprains, strains, and sports injuries.
Preventive care – Our services include annual physical exams, COVID-19 testing, and routine immunizations for children and adults.
Dermatological treatments – If you have a skin rash, a fungal infection, or other dermatological concerns, the team at Elite Urgent Care can help.
Prescription services – For diagnosed conditions, we can prescribe necessary medications and provide detailed instructions for their use. This includes antibiotics, antivirals, pain relievers, and other common prescriptions.
Chronic condition care – We assist in the management of chronic conditions such as asthma, diabetes, and hypertension. Our services include medication management and referrals to specialists.

It’s important to ensure your provider is in-network with your health plan to avoid unexpected medical bills and higher out-of-pocket costs. If you have any questions about the services offered at Elite Urgent Care, our friendly staff can assist you via text, phone call, or chatbot.

What insurance is accepted at Elite Urgent Care?


At our urgent care clinic in Columbia, Maryland, we accept most major insurance plans, including Medicare, First Health, Aetna, Blue Cross Blue Shield, Maryland Physicians Care, Priority Partners, Core Source, Humana, and various others. To determine if your provider is in-network with your plan, please reach out to our friendly team.

We understand that navigating the insurance process can be confusing and overwhelming at times, so our team is here to provide support and clarity where needed. If you have any questions about the billing process, our staff is here to provide guidance. To learn more about the specifics of your health plan, you should get in touch with your insurance representative.

Urgent care centers are a pivotal resource for accessible, efficient healthcare, especially when immediate attention is needed. They provide a practical alternative to hospital emergency rooms, saving you time and money while delivering quality medical care. Whether you need treatment for a sudden illness or injury, urgent care is a reliable option. For more information, contact us or schedule an appointment online. We are conveniently located at 6100 Dobbin Rd, Suite A, Columbia, MD 21045. We serve patients from Columbia MD, Ellicott City MD, Laurel MD, Elkridge MD, Clarksville MD, Fulton MD, Jessup MD, and surrounding areas.